We gather personal identification information from various sources to enhance your experience on our website and provide our services. These sources include visiting our site, registering on the site, loan applications, newsletter subscriptions, survey responses, form completions, payments, and other activities, features, or resources available on our site. Additionally, we may collect information through fax, phone calls, or emails. We may also obtain personal identification information from authorized third parties such as appraisers, real estate agents or brokers, insurance agencies, credit bureaus, and credit card processors.

In this Privacy Policy, “personal identification information” refers to data that can be used to identify you, such as your name, email address, mailing address, phone number, social security number, income, or other financial details (such as account balances, payment history, credit history, and credit scores), or credit card information. You have the option to visit our site anonymously. We only collect personal identification information if you voluntarily provide it to us. However, please note that refusing to supply personal identification information may limit your access to certain site-related activities, products, or services.

Non-personal Identification Information:

We collect non-personal identification information about you whenever you interact with our website. This information includes the browser name, computer type, and technical details about your connection to our site, such as operating system, internet service provider, URL of previously visited websites, aggregated and de-identified data, search terms, clicked links, and similar details.

Web Browser Cookies:

To enhance your experience, our website uses both “session” cookies (which expire when you close your browser) and “persistent” cookies (which remain on your hard drive for an extended period). These cookies are placed by your web browser for record-keeping purposes and to track and store your preferences for our website. You have the option to configure your web browser to reject cookies or receive alerts when cookies are being sent. Please note that disabling cookies may affect the functionality of certain parts of our website.